Master Share Account
UBI Savings Account
Ready to make your money work as hard as you do? Open a savings account at UBI Federal Credit Union and enjoy competitive rates, friendly service, and the peace of mind that comes with banking locally. We’re not just about numbers — we’re about helping you reach your goals faster, with smarter savings options, low fees, and a team that knows your name. Start saving today and see why UBI is where your money (and your future) feel at home.
Kasasa Saver Account
Meet our featured saving account by Kasasa®. Kasasa is all about rewarding those who support their communities by banking locally — people like you!
A Kasasa Saver account offers:
- 2.50% APY* on balances up to $100,000
- 0.50% APY on balances above $100,000
- 0.05% APY on accounts that don't qualify for our Kasasa Saver account.
| Name | Minimum to Earn Interest | Rate | APY |
|---|---|---|---|
| Master Share | $100 | 0.02% | 0.02% |
| Youth Share | $0 | 0.05% | 0.05% |
| Secondary Share | $100 | 0.02% | 0.02% |
| Christmas Club | $0 | 0.15% | 0.15% |
| Vacation Club | $0 | 0.15% | 0.15% |
| HEALTH SAVINGS ACCOUNTS* | |||
| $0 to 999.99 | $100 | 0.02% | 0.02% |
| $1,000 to $2,999.99 | $2,000 | 0.05% | 0.05% |
| $3,000 to $4,999.99 | $3,000 | 0.05% | 0.05% |
| $5,000 to $9,999.99 | $5,000 | 0.10% | 0.10% |
| $10,000 to $14,999.99 | $10,000 | 0.10% | 0.10% |
| $15,000 and up | $15,000 | 0.15% | 0.15% |
*Health Savings Accounts require a High Deductible Medical Insurance Plan. Rates are subject to change without notice. APY= Annual Percentage Yield. | |||
Retirement Savings Calculator
This pre-retirement calculator was developed to help you determine how well you have prepared and what you can do to improve your retirement outlook.
Retirement Savings Calculator
