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Rates

 

Auto Loan Rates
Model YearTerm in MonthsAPR as low as*
2018-2025 1-48 Months 4.74%
2018-2025 49-60 Months 5.24%
2018-2025 61-72 Months 5.74%
2021-2025 73- 84 Months 6.74%
2017 and Older 1-48 Months 7.99%
2017 and Older 49-60 Months 8.49%

* Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.

Rates are subject to change without notice.

APR= Annual Percentage Rate.

First Mortgages
NameRangeAPR as low as*
Fast Trac Mortgage up to 60 months 5.99%
Fast Trac Mortgage up to 84 months 6.29%
Fast Trac Mortgage up to 120 months 6.49%

Rates are subject to change without notice.

APR= Annual Percentage Rate.

Home Equity Loans
Name75% Loan to ValueAPR as low as*
Home Equity 60 Months 6.79%
Home Equity 84 Months 7.24%
Home Equity 120 Months 7.49%
Home Equity 180 Months 8.99%

Rates are subject to change without notice.

Call for rates above 75% LTV.

HELOC Rates
NameTermAPR as Low as
Up to 75% LOAN TO VALUE 300 Month1 Prime -1.0%
Above 75% Up to 90% LOAN TO VALUE 300 Month1 Prime + 2.00%
Prime Rate   7.50%

Rate Floor equals 3.50% - Rate will not go below 3.50% regardless of Prime Rate

(1)120 month interest only draw period, 180 month repayment period.

Rates are subject to change without notice.

APR= Annual Percentage Rate.

Personal Loans
NameAPR as low as*
Personal Loans 8.74%

* Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.

Maximum loan amount $15,000

Rates are subject to change without notice.

APR= Annual Percentage Rate

Boat and RV Rates
NameTermAPR as low as*
Boat up to 180 Months 7.75%
RV up to 60 Months 10.49%
RV up to 84 Months 10.99%
RV up to 120 Months 11.99%

Maximum Loan to Value (LTV) 80%

Rates are subject to change without notice.

APR= Annual Percentage Rate.

Certificate of Deposit
NameMinimumRateAPY
3 month Certificate $1,000 0.05% 0.05%
6 month Certificate $1,000 3.93% 4.00%
12 month Certificate $1,000 1.74% 1.75%
18 month Certificate $1,000 1.74% 1.75%
24 month Certificate $1,000 1.98% 2.00%
30 month Certificate $1,000 1.98% 2.00%
36 month Certificate $1,000 2.23% 2.25%
48 month Certificate $1,000 2.47% 2.50%
60 month Certificate $1,000 2.96% 3.00%

Rates are subject to change without notice.

APY= Annual Percentage Yield.

Early withdrawal of a Certificate will incur a penalty.

IRA Certificates
NameMinimumRateAPY
12 month IRA Certificate $1,000 1.79% 1.80%
18 month IRA Certificate $1,000 1.79% 1.80%
24 month IRA Certificate $1,000 3.93% 4.00%
36 month IRA Certificate $1,000 2.28% 2.30%
48 month IRA Certificate $1,000 2.52% 2.55%
60 month IRA Certificate $1,000 3.01% 3.05%

Rates are subject to change without notice.

APY= Annual Percentage Yield.

Early withdrawal of a Certificate will incur a penalty.

Money Market
NameMinimumRateAPY
$2,500 to $9,999.99 $2,500 0.05% 0.05%
$10,000 to $24,999.99 $10,000 0.05% 0.05%
$25,000 to $49,999.99 $25,000 0.10% 0.10%
$50,000 to $249,999.99 $50,000 0.15% 0.15%
$250,000 and up $250,000 0.20% 0.20%

Rates are subject to change without notice.

APY= Annual Percentage Yield.

Minimum withdrawal for Money Market account is $500

Savings
NameMinimum to Earn InterestRateAPY
Master Share $100 0.02% 0.02%
Youth Share $0 0.05% 0.05%
Secondary Share $100 0.02% 0.02%
Christmas Club $0 0.15% 0.15%
Vacation Club $0 0.15% 0.15%
HEALTH SAVINGS ACCOUNTS*      
$0 to 999.99 $100 0.02% 0.02%
$1,000 to $2,999.99 $2,000 0.05% 0.05%
$3,000 to $4,999.99 $3,000 0.05% 0.05%
$5,000 to $9,999.99 $5,000 0.10% 0.10%
$10,000 to $14,999.99 $10,000 0.10% 0.10%
$15,000 and up $15,000 0.15% 0.15%

*Health Savings Accounts require a High Deductible Medical Insurance Plan.

Rates are subject to change without notice.

APY= Annual Percentage Yield.

IRA Savings
NameMinimum to Earn InterestRateAPY
IRA Holding Share $0 0.10% 0.10%
Traditional IRA $0 0.10% 0.10%
Roth IRA $0 0.10% 0.10%
Education IRA $0 0.10% 0.10%
Conduit IRA $0 0.10% 0.10%

Rates are subject to change without notice.

APY= Annual Percentage Yield.

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